Membership analysis.xls

Overview

   The Membership Analysis spreadsheet contains Ranges, Dimensions, Fields and Accounts specific to Vital Signs during the nightly reloads    

Ranges Sheet

This sheet contains range information used by the Vital Signs Membership_Analysis Application

These ranges are reapplied each time the Membership_Analysis application is reloaded The assigned range is >= IM_LOW and < The next IM_LOW value specified

The IM_TIER Column is used for setting a hierarchy for the ranges used below Note: typically this is only used for Credit Tier

SHARE-BAL

Used to calculate Share Balance Ranges

   Example:
   SHARE-BAL	Null		No Shares
   SHARE-BAL			Negative
   SHARE-BAL	0.00		Zero
   SHARE-BAL	0.01		$0.01 to $4
   SHARE-BAL	5.00		$5 to $499
   SHARE-BAL	500.00		$500 - $999
   SHARE-BAL	1,000.00	$1K - $4,999
   SHARE-BAL	5,000.00	$5K - $9,999
   SHARE-BAL	10,000.00	$10K - $49,999
   SHARE-BAL	50,000.00	$50K - $99,999
   SHARE-BAL	100,000.00	$100K and over

LOAN-BAL

Used to calculate Loan Balance Ranges

   Example:
   LOAN-BAL	Null		No Loans
   LOAN-BAL			Negative
   LOAN-BAL	0.00		Zero
   LOAN-BAL	0.01		$0.01 to $999
   LOAN-BAL	1,000.00	$1K to $4,999
   LOAN-BAL	5,000.00	$5K to $9,999
   LOAN-BAL	10,000.00	$10,000 - $49,999
   LOAN-BAL	50,000.00	$50,000 - $99,999
   LOAN-BAL	100,000.00	$100K and over

TRIAL-BAL

Used in the Trial Balance page and should not be modified

   Example:
   TRIAL-BAL			Negative
   TRIAL-BAL	0.00		Zero
   TRIAL-BAL	0.01		$0.01 - $10.00
   TRIAL-BAL	10.01		$10.01 - $25.00
   TRIAL-BAL	25.01		$25.01 - $100.00
   TRIAL-BAL	100.01		$100.01 - $500.00
   TRIAL-BAL	500.01		$500.01 - $1,000
   TRIAL-BAL	1,000.01	$1,000.01 - $2,000
   TRIAL-BAL	2,000.01	$2,000.01 - $3,000
   TRIAL-BAL	3,000.01	$3,000.01 - $5,000
   TRIAL-BAL	5,000.01	$5,000.01 - $10,000
   TRIAL-BAL	10,000.01	$10,000.01 - $20,000
   TRIAL-BAL	20,000.01	$20,000.01 - $40,000
   TRIAL-BAL	40,000.01	$40,000.01 - $100,000
   TRIAL-BAL	100,000.01	$100,000.01 and Over

MBR-AGE

Used to calculate Member Age Ranges

   Example:
   MBR-AGE			Zero (No age)
   MBR-AGE	1		Under 16
   MBR-AGE	16		16 to 20
   MBR-AGE	21		21 to 25
   MBR-AGE	26		26 to 30
   MBR-AGE	31		31 to 35
   MBR-AGE	36		36 to 40
   MBR-AGE	41		41 to 45
   MBR-AGE	46		46 to 50
   MBR-AGE	51		51 to 55
   MBR-AGE	56		56 to 60
   MBR-AGE	61		61 to 65
   MBR-AGE	66		66 to 70
   MBR-AGE	71		71 to 75
   MBR-AGE	76		76 and over

ACCT-AGE

Used to calculate Account Age Ranges - how long the member has been a member

   Example:
   ACCT-AGE			Less than 1 Year
   ACCT-AGE	1		1 – 2 Years
   ACCT-AGE	3		3 – 5 Years
   ACCT-AGE	6		6 – 10 Years
   ACCT-AGE	11		11 – 20 Years
   ACCT-AGE	21		21 Years +

CREDIT-SCORE

Used to calculate Credit Score Ranges

   Example:
   CREDIT_SCORE		F	F (No Score)
   CREDIT_SCORE	1	E	E (Less than 520)
   CREDIT_SCORE	520	D	D (520 - 580)
   CREDIT_SCORE	581	C	C (581 - 620)
   CREDIT_SCORE	621	B	B (621 - 700)
   CREDIT_SCORE	701	A	A (701 - 720)
   CREDIT_SCORE	721	A+	A+ (Over 721)

DELQ-DAYS

Used when displaying Delinquent Loans

   Example:
   DELQ-DAYS			Current
   DELQ-DAYS	1		1-15 Days
   DELQ-DAYS	16		16-30 Days
   DELQ-DAYS	31		31-60 Days
   DELQ-DAYS	61		61-90 Days
   DELQ-DAYS	91		91-120 Days
   DELQ-DAYS	121		121-180 Days
   DELQ-DAYS	181		6 Mths - 1 Year
   DELQ-DAYS	366		Over 1 Year

CHANGE-BAL

Used to calculate balance Changes for both Share and Loan Ranges

   Example:
   CHANGE-BAL			Neg: Over $100K
   CHANGE-BAL	-99,999.99	Neg: $50K to $100K
   CHANGE-BAL	-49,999.99	Neg: $10K to $50K
   CHANGE-BAL	-9,999.99	Neg: $5K to $10K
   CHANGE-BAL	-4,999.99	Neg: $1K to $5K
   CHANGE-BAL	-999.99		Neg: .01 to $1K
   CHANGE-BAL	0.00		Zero
   CHANGE-BAL	0.01		.01 to $1k
   CHANGE-BAL	1,000.00	$1K to $5K
   CHANGE-BAL	5,000.00	$5K to $10K
   CHANGE-BAL	10,000.00	$10,000 - $50K
   CHANGE-BAL	50,000.00	$50,000 - $100K
   CHANGE-BAL	100,000.00	$100K and over

RATES

Used to calculate rate ranges for both shares (DIV_RATE) and loans (APR)

   Example:
   RATES			Negative
   RATES	0.00%		Zero
   RATES	0.00%		 <= 0.50%
   RATES	0.50%		 >= 0.50%  < 1.00%
   RATES	1.00%		 >= 1.00%  < 1.50%
   RATES	1.50%		 >= 1.50%  < 2.00%
   RATES	2.00%		 >= 2.00%  < 2.50%
   RATES	2.50%		 >= 2.50%  < 3.00%
   RATES	3.00%		 >= 3.00%  < 3.50%
   RATES	3.50%		 >= 3.50%  < 3.75%
   RATES	3.75%		 >= 3.75%  < 4.00%

DTI-RATIO

Used for the Debit To Income Ratio

   Example:
   DTI-RATIO			Negative
   DTI-RATIO	0.00%		Zero
   DTI-RATIO	0.01%		<=  25%
   DTI-RATIO	25.01%		25.01% - 40%
   DTI-RATIO	40.01%		40.01% - 46%
   DTI-RATIO	46.01%		Over 46%

LTV

Used for Loan-to-Value

   Example:
   LTV			Negative
   LTV	0.00%		Zero
   LTV	0.01%		<=  80%
   LTV	80.01%		80.01% - 90%
   LTV	90.01%		90.01% - 100%
   LTV	100.01%		Over 100%

MAT-DAYS

Used for the Maturity Days

   Example:
   MAT-DAYS			1-30 Days
   MAT-DAYS	31		31-60 Days
   MAT-DAYS	61		61-90 Days
   MAT-DAYS	91		91-120 Days
   MAT-DAYS	121		121-180 Days
   MAT-DAYS	181		6 Mths - 1 Year
   MAT-DAYS	366		1 – 2 Years
   MAT-DAYS	731		2 – 3 Years
   MAT-DAYS	1,096		3 – 4 Years
   MAT-DAYS	1,461		4 – 5 Years
   MAT-DAYS	1,826		Over 5 Years

LATE-PMTS

Used for counting Late Payments

   Example:
   LATE-PMTS			None Late
   LATE-PMTS	1		One Late
   LATE-PMTS	2		2 – 3 Late
   LATE-PMTS	4		4 – 5 Late
   LATE-PMTS	6		6 – 10 Late
   LATE-PMTS	11		> 10 Late

Dimensions Sheet

This sheet can be used to create custom dimensions for output by tables and charts in Vital Signs

The columns in this sheet are DIMNAME, GROUPNAME, GROUPLABEL and GROUPSORTBY

DIMNAME

   The name of the Dimension - "MBR, SH or LN"

GROUPNAME

   The name of the field in Vital Signs

GROUPLABEL

   The description of the dimension that appears in Vital Signs in the drop down list

GROUPSORTBY

   The custom sort for this dimension

Examples

   DIMNAME	GROUPNAME	        GROUPLABEL	    GROUPSORTBY

   MBR	        MBR_BRANCH_NAME	Mbr     Curr Branch	    =MBR_BRANCH_SORT
   MBR	        MBR_ORIG_BRANCH_NAME	Mbr Orig Branch	    =MBR_ORIG_BRANCH_SORT
   MBR	        MBR_ORIG_OPEN_MTH	Orig Open Mth	    Ascii
   MBR	        MBR_ESCHEAT_MTH	        Mbr Escheat Date    Ascii

   SH	        MBR_AGE_RANGE	        Mbr Age Range	    =MBR_AGE_RANGE_SORT
   SH	        MBR_ACCT_AGE_RANGE	Acct Age Range	    =MBR_ACCT_AGE_RANGE_SORT
   SH	        MBR_RELATE_FLAG	        Mbr Relate Flag	    Ascii
   SH	        SH_BRANCH_NAME	        Share Branch	    =SH_BRANCH_SORT

   LN	        MBR_AGE_RANGE	        Mbr Age Range	    =MBR_AGE_RANGE_SORT
   LN	        MBR_ACCT_AGE_RANGE	Acct Age Range	    =MBR_ACCT_AGE_RANGE_SORT
   LN	        MBR_RELATE_FLAG	        Mbr Relate Flag	    Ascii
   LN	        LN_BRANCH_NAME	        Loan Branch	    =LN_BRANCH_SORT